Use Sunscreen, But Go Easy on the Insurance Cover

While it may go against your best instincts, taking out the maximum amount of travel insurance isn't always the best way of ensuring you are covered for any holiday disasters. It might turn out to be a waste of precious Pounds which could rather be spent on additional holiday luxuries, like a few bottles of the best bubbly or a good paella. Here are a few hints on how to go about choosing just